3109 N 20th Street

Waco, TX
$ 169,000 Beds 3 Baths 2 Sq 982 Virtual Tour
Monthly Estimate* How much can I afford?

Beautifully renovated 3-bedroom, 2-bath home offering 982 SF of updated living space. Originally built in 1931, this home underwent a comprehensive remodel in 2022, including major improvements throughout. Features include an open-concept layout, laminate flooring, custom cabinetry, granite countertops, updated HVAC and roof, and a spacious primary suite. Situated on a 0.161-acre lot with a large backyard and concrete driveway. Conveniently located near MCC, shopping, dining, schools, and everyday amenities. Move-in ready and full of value.

Active

  • Price
  • $ 169,000
  • City
  • Waco
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • MCLENNAN
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.1607 Acres
  • Zip
  • 76708
  • Sqr Footage
  • 982
  • Year Built
  • 1930
  • Style
  • Single Family Residence
  • MLS#
  • 21311689
Listed By: Bentwood Realty
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Electric
Cooling Central Air,Electric
Utilities Cable Available,City Sewer,City Water,Electricity Connected
Possession Closing/Funding
Appliances Microwave
School District Waco ISD
Year Built 1930
Levels One
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name STEPHENS J M
Transaction Type For Sale
Occupant Type Vacant
County McLennan
Property Type Residential
Year Built Details Preowned
HOA Type None
Full Baths 2
Status Active
Directions Head north on N 18th St. Turn left onto W Waco Dr (US-84 Business). Turn right onto N 20th St. Continue north for about 1.5 miles. The property will be on your left.
City Waco
Elementary School Name Cedar Ridge
High School Waco
Elementary School Cedar Ridge
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21311689
Standard Status Active
Listing Terms Cash,Conventional

Interior Features

Interior Features Granite Counters,Open Floorplan
Dining Areas 1
Living Areas 1
Room Count 3
Lock Box Type Combo
Total Bedrooms 3
Total Baths 2

Exterior Features

Lot Size Source Public Records
Parking Features Concrete
Lot Size Less Than .5 Acre (not Zero)
Lot Size Area 0.1607
Lot Size Units Acres
Structural Style Single Detached
Lot Size Square Feet 7000.0920
Lot Size Acres 0.1607

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Springtown, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Cedar Ridge Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/25/2026 Listed $179,000
8/3/2026 6% - $169,000

Property vs Zip Code Average in 76708

Price
AVG $340K
$170K
Year Built
AVG 1980
1930
Visits
AVG 233
269
Data Provided by Inside Real Estate®

Areas That We Cover

3109 N 20th Street Waco, TX is a Single Family Home for sale at $169000 with 982 sqft and a lot size of 0.1607 Acres Acre(s). 3109 N 20th Street Waco has 3 bedrooms, 2 baths and was built in 1930. The property's zip code is 76708 which is in Waco, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.