518 Whispering Pine Trail

Mount Vernon, TX
$ 1,899,000 Beds 4 Baths 3.5 Sq 3,336 Virtual Tour
Monthly Estimate* How much can I afford?

Fabulous waterfront home on beautiful Lake Cypress Springs, located in the desirable Tall Tree community. This spacious lake home features 4 bedrooms and 3 and half baths with an inviting open floor plan designed for comfortable living and entertaining. The family room showcases vaulted ceilings, a stone wood burning fireplace, and a wall of windows providing amazing views of the lake. The fully equipped kitchen offers granite countertops, stainless appliances, a breakfast bar, and a walk in pantry. A convenient mud room, laundry room, and work office station with lake views add everyday functionality. The split primary suite features double sinks, a jetted tub, and a walk-in closet, while two guest bedrooms are located downstairs for easy access. The floored oversized garage game room with HVAC splitter offers flexible space and also enjoys a nice view of the lake. Flooring includes a combination of laminate and carpet throughout the home. Upstairs, a dormitory style bunk room provides plenty of sleeping space with three sets of bunk beds and a media projector, perfect for guests and family gatherings. Outdoor living is exceptional with a lakeside covered deck with shades, ideal for relaxing and entertaining. The property also includes a single slip boathouse with a jet ski lift, offering convenient access to the lake. Residents of Tall Tree enjoy excellent community amenities including a swimming pool, tennis courts or pickleball, boat ramp, clubhouse, and playground, making this a wonderful opportunity to enjoy the best of East Texas lake living. Garage is finished as to be also could be used as a bedroom, or game room with special flooring. Garage folding doors open out to lakeside patio.Home will accommodate several families. This home is move-in ready as most all furnishings convey.

Active

  • Price
  • $ 1,899,000
  • City
  • Mount Vernon
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • FRANKLIN
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.59 Acres
  • Zip
  • 75494
  • Sqr Footage
  • 3,336
  • Year Built
  • 2016
  • Style
  • Single Family Residence
  • MLS#
  • 21213975
Listed By: Coldwell Banker Lakehaven, REA
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Electric
Cooling Ceiling Fan(s),Central Air,Electric
Utilities Aerobic Septic,Individual Water Meter,Outside City Limits,Private Sewer,Rural Water District,Underground Utilities
Possession Negotiable
Roof Composition
Appliances Dishwasher,Disposal,Electric Range,Electric Water Heater,Refrigerator
Easements Electric,Telephone,Utilities,Water Lines
Assoc Fees 324
Number of Garage Spaces 2
Restrictions Building,Deed
School District Mount Vernon ISD
HOA Fee Includes Full Use of Facilities
Year Built 2016
Community Features Club House,Community Dock,Community Pool,Playground,Tennis Court(s)
Levels One and One Half
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Tall Tree
Transaction Type For Sale
County Franklin (TX)
Property Type Residential
Construction Materials Fiber Cement
Association Fee Frequency Semi-Annual
HOA Type Mandatory
Special Notes Deed Restrictions,Survey Available
Full Baths 3
Status Active
Directions From FM 2723 enter Tall Tree main gate. Continue on Cypress Creek Drive. Right on C Crossing. Right on Whispering Pine Trail.
City Mount Vernon
Elementary School Name Mt Vernon
High School Mt Vernon
Elementary School Mt Vernon
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21213975
Standard Status Active
Listing Terms Cash,Conventional

Interior Features

Interior Features Granite Counters,High Speed Internet Available,Open Floorplan,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
Flooring Carpet,Laminate
Fireplace Features Wood Burning
Fireplaces Total 1
Dining Areas 1
Living Areas 1
Room Count 2
Half Baths 1
Lock Box Type Combo
Total Bedrooms 4
Total Baths 4
Laundry Features Electric Dryer Hookup,Gas Dryer Hookup,Utility Room,Full Size W/D Area

Exterior Features

Waterfront Yes
Parking Features Additional Parking,Garage Door Opener,Garage Faces Front,Heated Garage,Oversized
WaterFront Features Lake Front,Leasehold,Personal Watercraft Lift
Lot Size .5 to < 1 Acre
Covered Spaces 2
Foundation Slab
Lot Size Area 0.5900
Lot Size Units Acres
Structural Style Lake House
Garage Y/N Yes
Lot Size Square Feet 25700.4000
Lot Size Acres 0.5900
Patio And Porch Features Covered,Deck,Front Porch
Attached Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Springtown, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mt Vernon Elementary School
Middle School Unknown Middle School
High School

Price History

3/20/2026 Listed $1,950,000
7/11/2026 3% - $1,899,000

Property vs Zip Code Average in 75494

Price
AVG $520K
$1.9M
Year Built
AVG 1979
2016
Visits
AVG 19
225
Data Provided by Inside Real Estate®

Areas That We Cover

518 Whispering Pine Trail Mount Vernon, TX is a Single Family Home for sale at $1899000 with 3336 sqft and a lot size of 0.59 Acres Acre(s). 518 Whispering Pine Trail Mount Vernon has 4 bedrooms, 3 baths and was built in 2016. The property's zip code is 75494 which is in Mount Vernon, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.