10317 County Road 197

Breckenridge, TX
$ 1,200,000 Beds 4 Baths 3 Sq 2,289 Virtual Tour
Monthly Estimate* How much can I afford?

Positioned on a scenic point along Hubbard Creek Lake, this exceptional waterfront property offers sweeping open-water views, mature post oak trees, and an inviting blend of Hill Country charm and modern comfort. Situated on four waterfront lots totaling approximately 1.638 acres, the property provides a rare combination of space, privacy, and expansive shoreline. The 4-bedroom, 3-bathroom home offers approximately 2,289 square feet of living space with an open-concept layout designed for both everyday living and entertaining. The updated kitchen anchors the home with a large island, custom cabinetry, stainless appliances, and generous workspace for gathering with family and friends. Living and dining areas open seamlessly through large Pella sliding glass doors onto an impressive 31’ x 20’ covered wooden deck framed by limestone columns and timber beams. A Berner air curtain wind-screen system allows the doors to remain open while helping keep bugs out and conditioned air inside, creating a true indoor-outdoor lake living experience. The property, shaded by mature oaks, features an 8-foot stone fire pit ideal for evenings under the Texas sky. Additional improvements include a versatile outbuilding suitable for a dog kennel or chicken coop. Storage and lake recreation needs are well accommodated with a 20’ x 20’ detached garage with roll-up door, covered carport parking, and golf cart storage, as well as a 20’ x 30’ pull-through boat storage building with doors on both ends. Lakefront amenities include a private concrete boat ramp, along with a 30’ x 40’ enclosed boathouse featuring an upper entertainment deck with slide overlooking the water. The property also includes a separate 1,120 sq ft residence currently in gutted condition, offering potential for a guest house, bunkhouse, or mother-in-law suite. Whether you’re seeking a weekend retreat or full-time lake residence, this unique Hubbard Creek property offers space, privacy, and exceptional outdoor living.

Active

  • Price
  • $ 1,200,000
  • City
  • Breckenridge
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • STEPHENS
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 1.638 Acres
  • Zip
  • 76424
  • Sqr Footage
  • 2,289
  • Year Built
  • 1963
  • Taxes
  • $ 5615
  • Style
  • Contemporary/Modern
  • MLS#
  • 21202134
Listed By: Austin Lorraine Realty
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Natural Gas,Propane
Cooling Ceiling Fan(s),Central Air,Electric
Utilities Aerobic Septic,All Weather Road,Electricity Connected,Individual Water Meter,Rural Water District,Septic
Possession Closing/Funding
Roof Metal
Appliances Dishwasher,Disposal,Dryer,Gas Oven,Gas Range,Gas Water Heater,Ice Maker,Microwave,Plumbed For Gas in Kitchen,Refrigerator,Tankless Water Heater,Washer
Number of Garage Spaces 1
School District Breckenridge ISD
Year Built 1963
Architectural Style Contemporary/Modern
Levels One
Unexempt Taxes 5615
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Tanglewood
Transaction Type For Sale
Carport Spaces 1
County Stephens
Property Type Residential
Security Features Burglar,Smoke Detector(s)
Construction Materials Brick,Rock/Stone,Stone Veneer
Accessory Unit Type Other
Accessory Unit Y/N Yes
HOA Type None
Special Notes Aerial Photo
Full Baths 3
Status Active
Directions From downtown Breckenridge,travel West on Hwy 180 3.6 miles and turn North,at the flashing light,onto FM 2231. Travel 2.8 miles to CR 197 and stay on Cr 197 for 0.7 miles. Property sits on the poin
City Breckenridge
Elementary School Name South
High School Breckenrid
Elementary School South
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21202134
Standard Status Active
Junior High School Breckenrid
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan

Interior Features

Interior Features Chandelier,Decorative Lighting,Eat-in Kitchen,Flat Screen Wiring,Granite Counters,High Speed Internet Available,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
Flooring Luxury Vinyl Plank
Fireplace Features Gas,Gas Logs
Fireplaces Total 1
Dining Areas 1
Living Areas 1
Room Count 5
Lock Box Type Combo
Total Bedrooms 4
Total Baths 3
Laundry Features Full Size W/D Area,Dryer Hookup,Washer Hookup

Exterior Features

Waterfront Yes
Exterior Features Awning(s),Covered Deck,Covered Patio/Porch,Dock,Dog Run,Fire Pit,Rain Gutters,Kennel,RV Hookup,RV/Boat Parking,Storage
Lot Features Acreage,Cleared,Landscaped,Lrg. Backyard Grass,Many Trees,Oak,Rolling Slope,Sprinkler System,Water/Lake View,Waterfront
Fencing Fenced
Garage Length 20
Garage Width 20
Other Structures Boat House,Garage(s),Guest House,Poultry Coop
Parking Features Additional Parking,Boat,Carport,Circular Driveway,Covered,Detached Carport,Driveway,Enclosed,Garage,Garage Faces Front,Garage Single Door,Gravel,Parking Lot,RV Access/Parking,Secured,Workshop in Gara
WaterFront Features Dock – Enclosed,Lake Front,Lake Front – Main Body,Beach Access,Personal Watercraft Lift
Lot Size 1 to < 3 Acres
Covered Spaces 4
Foundation Pillar/Post/Pier
Lot Size Area 1.6380
Lot Size Units Acres
Structural Style Lake House
Garage Y/N Yes
Lot Size Square Feet 71351.2800
Lot Size Acres 1.6380
Patio And Porch Features Awning(s),Covered,Deck

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Springtown, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School South Elementary School
Middle School Unknown Middle School
High School

Price History

3/15/2026 Listed $1,200,000

Property vs Zip Code Average in 76424

Price
AVG $270K
$1.2M
Taxes
AVG $3,812
$5,615
Year Built
AVG 1974
1963
Visits
AVG 161
537
Data Provided by Inside Real Estate®

Areas That We Cover

10317 County Road 197 Breckenridge, TX is a Single Family Home for sale at $1200000 with 2289 sqft and a lot size of 1.638 Acres Acre(s). 10317 County Road 197 Breckenridge has 4 bedrooms, 3 baths and was built in 1963. The property's zip code is 76424 which is in Breckenridge, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.